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Indicate whether each of the following guarantees is considered insurance

Indicate whether each of the following guarantees is considered insurance

Chapter 2 case application:

Explain the basic characteristics of insurance.

Explain the law of large numbers.

Describe the characteristics of an ideally insurable risk from the viewpoint of a private insurer.

Identify the major insurable and uninsurable risks in our society.

Describe the major types of insurance.

Explain the social benefits and social costs of insurance.

There are numerous definitions of insurance. Based on the definition stated in the text, indicate whether
each of the following guarantees is considered insurance.
a. A new television is guaranteed by the manufacturer against defects for 90 days.
b. A new set of radial tires is guaranteed by the manufacturer against road defects for 50,000 miles.
c. A builder of new homes gives a 10-year guarantee against structural defects in the home.
d. A cosigner of a note agrees to pay the loan balance if the original debtor defaults on the payments.
e. A large group of homeowners agrees to pay for losses to homes that are damaged or destroyed by fire
during the year.

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Answer preview to indicate whether each of the following guarantees is considered insurance

Indicate whether  each of the following guarantees is considered insurance.

APA

441 words

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