Planning is a good way to set goals and plan. When I started this program
Response 1.) Deborah
Planning is a good way to set goals and plan. When I started this program, my goal was to obtain my doctorate degree. I had a plan and I placed my plan in GOD’s hand, and by the grace of GOD I\’m almost there. Proverbs 16:9 states, “In their hearts humans plan their course, but the Lord establishes their steps. We live in a world that demands people to decide their own way and take control of their life. GOD allows people to make their own plans without consulting him even when they don’t like his will.
We blame ourselves for the things we do or stop doing. We find ourselves at a crossroad where we need wisdom or advice to decide well. We have to stop living stressed and open our hearts to GOD. We have to entrust our way to Him, and wait for the answer. Regardless of what you plan, GOD will be the one directing each step taken. For example, life can be just like building a model in an excel spreadsheet. In your mind you have to draw a picture to better understand the information needed to plug in such as inputs and outputs. Afterwards you have to write out the plan for the model in the spreadsheet. The time spent planning is much less than time spent straightening out an unplanned model. If the model is clear and concise it will fit the purpose.
Reference:
New International Version Bible. Proverb 16:9
Response 2.) Kimberly
In reading the text from the Bible, we must be prepared before we do anything. As Luke 14:28 states, “Jesus said, “Which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?”. We see that it is imperative to plan before we do anything. We must first pray and ask God for the understanding, strength, and wisdom to do any job that is presented to us. We must learn to be understanding and diligent in what we are tasked to do. As with Nehemiah, he did not know what he was walking into. He inspected and figured out what would be the best direction to move in to do the task that had been given to him. Nehemiah, just as all of God’s children, must recognize that there will be people that will down on us and make it seem as though what we are doing is insignificant and useless. We know what our purpose is and what we are doing for God.
We can use the same mentality when we are completing or building a model in a spreadsheet. We must be prepared and understand what we are doing and what it will do in the end. We must understand the purpose and significance of what the prep work of building a spreadsheet will explain to others. Having done prep work, in the beginning will be productive in whatever you are preparing to do by allowing yourself to know if it can be completed and the worth involved in the given situation that one is asked to do, whether it is a task from God, a client, or a boss. Understanding how vital planning is will prepare one for whatever is required.
Reference
The Bible
Response 3.) Tomeka
In the book of Matthew, one of Jesus\’ most significant parables regarding work is set in the context of investments. A rich man delegates the management of his wealth to his servants. God has given each person a wide variety of gifts, and He expects us to employ those gifts in His service. God wants us to use whatever we have been given for God\’s purposes.
Investing is essential and can be risky, too. Some strategies to consider when deciding to invest are:1. Draw a personal financial roadmap. Before you make any investing decision, sit down and take an honest look at your entire financial situation.2. Evaluate your risk tolerance.3. Consider an appropriate mix of investments.4. Be careful of investing in shares of the employer\’s stock or any individual stock.5. Create an emergency fund.6. Pay off high-interest credit card.7. Consider dollar cost averaging.8. Take advantage of free money from the employer.9. Consider rebalancing your portfolio occasionally.10. Avoid circumstances that can lead to fraud.
Although the stock market is complex and ever-changing, knowing where to put your money can be challenging without a solid understanding of how it works. Researching the market can help gain insight into how different sectors and industries perform, as well as the economy\’s overall health.
Response 4.) Michael
The parable of the talents in Matthew 25 emphasizes the importance of faithful stewardship (ESV Study Bible, 2008). Like the owner in this parable, God does not give every person the same amount of talent or resources, but he does expect all of us to be faithful to use and invest what he does provide, whether much or little. We have many choices when it comes to investing the resources of time and money that God provides. In Ecclesiastes we are instructed to “give a portion to seven, or even to eight, for (we) do not know what disaster may happen on earth” (ESV Study Bible, 2008, Ecclesiastes 11:1-2).
Our stewardship as Christians is an indicator of the nature of our relationship with Christ. As we seek His glory, we will make decisions about investing our time and money that align with His will for our lives. However, if we seek our own glory, we may, like the third servant, fail to invest our talents in ways that promote God’s growth strategy. When I fail to spend time in prayer and in scripture, I tend to be focused on preserving what I have been given rather than investing it for His purposes, to grow myself and His church.
Financially, I have found that mutual fund investments are a very effective way to grow the money that God provides. Mittal (2001) conducted a study that demonstrated mutual funds are the most suitable long-term investment vehicle for most people. The advantages of mutual funds for me include diversification, low maintenance, and time savings. I know the money is well diversified and I do not have to spend a lot of time watching the price as I would if I invested in single company stocks. Whether I am making decisions about investing my time or money, it is important that I follow the principles of stewardship, diversification, perseverance, and faith.
ESV Study Bible. (2008). Crossway.
Mittal, D. (2021). Mutual funds: The most suitable investment avenue for common people. IUP Journal of Accounting Research and Audit Practices, 20(4), 395-405.
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