Home » Downloads » flood flood flood 1. A determination as to whether property is located in a flood hazard zone is made by the title examiner. (Points : 2) True False Question 2.2. Most loan commitments require an appraisal of the value of the property be delivered to the lender for review and approval prior to closing. (Points : 2) True False Question 3.3. Most loan commitments are assignable by the borrower. (Points : 2) True False Question 4.4. A penalty for late payment of a mortgage payment is known as a prepayment penalty. (Points : 2) True False Question 5.5. Real estate taxes are often prorated between a purchaser and seller. (Points : 2) True False Question 6.6. A foreign person affidavit is signed by the purchaser. (Points : 2) True False Question 7.7. A loan commitment is effective without acceptance by the borrower. (Points : 2) True False Question 8.8. Most payments on mortgage loans are made in arrears. (Points : 2) True False Question 9.9. A penalty for late payment of a mortgage payment is known as a late charge. (Points : 2) True False Question 10.10. A loan can always be prepaid before its maturity. (Points : 2) True False ……………………Answer preview……………. False……………………….. APA 188 words $4.00 – Purchase Checkout Added to cart