05 Project – Bank Lending Practices

For this phase of the course project, you will conduct additional research for the bank you chose as the subject of your project. Write the next section of your risk management plan in which you discuss individual versus commercial lending practices, risk measurement techniques, and benefits of transfer credit risk.

In this paper, please address the following questions:

How would you describe the individual and commercial lending practices at the bank?
How would you measure credit risk at the bank? Be sure to discuss techniques for measuring individual credit products and commercial credit products.
How would the bank benefit from transfer of credit risk?
What changes would you recommend in the bank’s lending practices?

1-2 pages

…………………..Answer Preview………………..

Wells Fargo works to ensure that customer financial needs are satisfied. It works to ensure that fair and responsible lending practices are availed to all its customers. In lending loans, Wells Fargo ensures it follows several principles including ensuring that all customers have the ability to pay back their loans according to the terms and conditions of the loans. It also ensures that customers get the maximum benefit of their loans by ensuring that they offer relevant information to customers
APA

382 Words